Super Visa Insurance Requirements (2026)
The Canadian super visa requires private medical insurance that meets strict IRCC criteria. Here is exactly what your policy must include to avoid application delays or rejection.
Mandatory IRCC Criteria
| Requirement | Details |
|---|---|
| Minimum Coverage | $100,000 CAD |
| Policy Duration | Minimum 1 Year (365 Days) |
| Provider Type | Canadian Insurance Company |
| Payment Status | Paid in Full (Quotes not accepted) |
| Scope of Coverage | Health care, hospitalization, and repatriation |
What Must Be Included in the Policy?
The insurance policy must cover the visitor for the entire duration of their stay in Canada. It must specifically include:
- Emergency Medical Expenses
- Hospitalization Costs
- Repatriation of Remains
- Emergency Air Ambulance
- Prescription Drugs (Emergency)
- Diagnostic Services
March 2026 Changes to Super Visa Requirements
Starting March 31, 2026, IRCC has introduced two significant changes to the super visa program:
- Two-year income requirement: Sponsors must now meet the LICO income threshold for two consecutive tax years (2024 and 2025), instead of just one year.
- Parent income supplementation: Parents and grandparents can now contribute their own Canadian income toward meeting the LICO threshold, making it easier for families to qualify.
Use our free eligibility checker to see if you meet the updated requirements.
Important Note
IRCC does not accept insurance from companies outside of Canada. Even if the coverage amount is higher, your application will likely be rejected if the provider is not Canadian.
Need Help?
A licensed advisor can help you verify if your plan meets the requirements or help you find one that does.
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