Super Visa Insurance Cost Calculator
Super visa insurance in Canada costs between $1,200 and $3,800 per year in 2026, depending on the applicant's age, health conditions, and chosen deductible. Use this calculator for a personalized estimate.
4065 years old90
Higher = lower premium
Does your parent have any pre-existing medical conditions that need coverage?
Estimated Range
$244 – $393/mo
$2,931 – $4,711 per year
*Estimate only. Actual rates vary by provider and medical history.
What Affects Super Visa Insurance Cost?
Several factors determine how much you'll pay for super visa medical insurance:
- Age: Older applicants pay higher premiums. A 55-year-old might pay $1,200/year while a 75-year-old could pay $3,500+/year.
- Deductible: Choosing a higher deductible ($1,000–$5,000) can reduce your premium by 25–50%.
- Coverage amount: $100,000 is the IRCC minimum. Higher coverage ($150K–$300K) costs more but provides better protection.
- Pre-existing conditions: Plans covering pre-existing conditions cost 30–60% more, but offer critical protection.
How to Save on Super Visa Insurance
- Compare quotes from multiple IRCC-approved providers
- Consider a higher deductible if you can absorb some out-of-pocket cost
- Purchase early — some providers offer early-purchase discounts
- Ask about multi-trip or family discounts