Super Visa Insurance Cost Calculator
Super visa insurance in Canada costs between $1,200 and $3,800 per year in 2026, depending on the applicant's age, health conditions, and chosen deductible. Use this calculator for a personalized estimate.
4065 years old90
Higher = lower premium
Does your parent have conditions like diabetes, hypertension, or heart disease that need coverage?
Rough Starting Range
$121 - $217/mo
$1,450 - $2,600 per year
Pre-existing conditions and plan details will change this number. Add your info below to get real quotes from a licensed advisor.
What Affects Super Visa Insurance Cost?
Several factors determine how much you'll pay for super visa medical insurance:
- Age: Older applicants pay higher premiums. A 55-year-old might pay $1,200/year while a 75-year-old could pay $3,500+/year.
- Deductible: Choosing a higher deductible ($1,000-$5,000) can reduce your premium by 25-50%.
- Coverage amount: $100,000 is the IRCC minimum. Higher coverage ($150K-$300K) costs more but provides better protection.
- Pre-existing conditions: Plans covering pre-existing conditions cost 30-60% more, but offer critical protection.
How to Save on Super Visa Insurance
- Compare quotes from multiple IRCC-approved providers
- Consider a higher deductible if you can absorb some out-of-pocket cost
- Purchase early. Some providers offer early-purchase discounts
- Ask about multi-trip or family discounts